Choose an amount of principal funds (P) to borrow, and amortize at a percentage rate (i) such that i=[-10*tanh(0.5*log10(P)-2)+12]
Principal Interest Percentage
10 21.0514825364
100 19.6159415596
1000 16.6211715726 Payday loan
10000 12 Credit card debt
100000 7.3788284274 Small rural real estate
1000000 4.38405844044 Urban real estate
10000000 2.94851746355 Small business investment
100000000 2.35972419924 Major capital venture
Calculate payment amount per turn (A) such that A=[P*(i+(i/(((1+i)^30)-1)))] – remembering that (i) is a percentage and thus equal to [0.01 * the above amortization rate]
Principal Interest Percentage Payment Amount
10 21.0514825364 2.111996665
100 19.6159415596 19.70734366
1000 16.6211715726 167.8777004
10000 12 1241.436576
100000 7.3788284274 8367.458277
1000000 4.38405844044 60556.77921
10000000 2.94851746355 506803.2369
100000000 2.35972419924 4688851.939
Each turn:
Investments pay off at [Size * ( Duration in turns * 1.1 ) * ( risk * 0.1)] where risk is [( n * 0.5) + (n)dF] and n is any whole number value greater than 0 and less than or equal to the total number of dF that you can find to roll.
Size Duration Risk Return
1000 1 0 1100
1000 5 0 5500
100000 10 0 1100000
100000 15 0 1650000
10000000 5 0 55000000
10000000 20 0 220000000
(n)dF represents a number of Fudge Dice, summing the sides such that [+] is +1, [-] is -1, and a blank side is 0.
Risk Sum
0 [0]
1 [0.5 + 1dF]
2 [1 + 2dF]
3 [1.5 + 3dF]
4 [2 + 4dF]
An investment made on turn 1 with duration 1 will be paid at the start of turn 2, and so-on
If on any turn a payment is not made in full, add [1.5 * the missed amount] to the next turn’s payment
Score is total liquid funds after 30 turns, minus any outstanding payments (which might exist due to missed payments)
DebtRunner by Luke Miller is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.